Free should mean full answers. Not a demo chart. Not a locked PDF.
A free bank statement analyser must return four layers. Structured transactions. Monthly income and stability. EMI and bounce totals. A fraud score with reasons.
It must reconcile. Opening plus rows must equal closing. Otherwise it must fail loudly. Free never means wrong totals.
Limits are honest at the edges. monthly AI analysis quotas on your plan. Up to 100 pages. Files deleted after 24 hours.
Try the live demo first. Sample report needs no file. Then run your own PDF when ready.