Two documents, two jobs. The lender statement shows the loan. Your bank statement shows the payments.
A car loan EMI statement lists principal, rate, tenure, EMI date, and remaining balance. A vehicle loan statement adds part-payments and late charges.
Your bank statement proves you paid. Same amount, same date, monthly. Missed months appear as gaps. Late fees appear as extra debits.
Before applying for another loan, total current EMIs from bank debits. Monthly EMI divided by monthly income is the ratio lenders use.
Download the EMI statement from your lender portal yearly. Keep bank PDFs alongside. Together they settle every dispute.